Alexander Benefits Consulting and the Health Benefits Alliance (HBA) Trust is a collaborative effort providing competitive insurance solutions to hospital systems and healthcare facilities nationwide. Through their expertise, and the scale of the HBA Trust, Alexander Benefits is able to negotiate financial arrangements and multi-year rate guarantees, helping clients save money while simultaneously improving their offerings. Primary Trust products include group and voluntary life insurance, disability insurance, stop-loss and benefits administration. All groups enjoy individual underwriting while utilizing the pooled experience of over 1,000,000 people to allow for a greater balance of risk. The fixed expenses are spread over a larger premium base, providing the entire block a more competitive permissible loss ratio, so that more premium dollars actually go toward the payment of claims.
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